Scheme for Scheduled Castes in collaboration with “National Scheduled Castes Finance & Development Corporation (NSFDC), Ministry of Social Justice & Empowerment (MSJ&E), Govt. of India, New Delhi”.

 

 

a) One should belong to Scheduled Castes category.

 

b) One should be permanent resident of the J&K State.

 

c) Applicant should have Annual family income of Rs.3.00 Lakh irrespective of Rural & Urban Sector with atleast 50% of total funding to persons with annual family income of Rs.1.50 Lakh w.e.f. 1-4-2018.

 

d) One should be unemployed

 

e) One should having necessary skill/ experience in the activity/ trade applied for.

 

f) The applicant who intends to avail loan for purchase of vehicle should have valid driving license for the type of vehicle applied for.

 

g) One should not be a defaulter of any bank/ financial institution.